Catanduanes Forum

Where can I get capital for my business?
Start-up businesses can get capital by seeking loans from formal lending institutions like banks/ rural banks, cooperatives or Micro-Finance Institutions (MFI’s).

However, some budding entrepreneurs don’t access conventional financing because of fear of documentary requirements, lack of collateral, or inexperience. They end up digging into their savings, maxing out their credit cards or mortgaging their homes. In fact, home-equity loans are one of the most popular borrowing routes.

What is a business plan?
A business plan serves to:

1) outline your foreseen company's finances, management team and marketing strategy
2) present plans on how your idea will be commercialized, and
3) prove your ideas’ financial viability.

If you are to avail of loans and other financing options, a business plan tells the lender why and how your business will be able to earn enough money to repay them within their terms.

Writing down your ideas and plans also takes out the guesswork. Consider the following questions:

How do I start a business?
A good business venture starts with a good idea; the more creative or unique it is, the better. Good ideas don’t need to be totally new, but it has to be different or better than existing product or service offering and offered at good value to make your venture competitive. This is the brand of entrepreneurship that Go Negosyo promotes; one that is innovative, relevant to consumers’ needs, affordable, and of course, profitable.

PAGSASANAY PARA SA MALIIT NA NEGOSYO
Tala para sa mga Kalahok
ni Phil Bartle, PhD
isinalin ni Emmanoelle Garalde

Dokumento ng Workshop
Tala para sa pagsasanay na kinakailangan sa pagpapatakbo ng isang maliit na negosyo na kikita

Mga Kaalaman na Kinakailangan sa Pagpapayaman:

Halos lahat ng kaalaman ay kinakailangan sa pagpapatakbo ng isang negosyo ay mailalagay sa listahang ito.
Ang mga kaalaman na kinakailangan ay ang mga sumusunod:

* Pautang: paghiram ng pera, pakikipagtransaksyon sa mga bangko at ibang nagpapautang, interes;